The Dream of Vertical Living in a Manufactured Home

A 2 story single wide mobile home is a factory-built home with a narrow footprint (typically 14-18 feet wide) that gains livable area by going up. Think lofts, upper-level bedrooms, or partial second stories that add space without needing a bigger lot.

Key Facts About 2-Story Single-Wide Homes:

  • Size: Typically 600-1,400 square feet across two levels
  • Cost: Generally 35% more affordable than traditional site-built homes
  • Width: Standard single-wide dimensions (14-18 feet wide)
  • Construction: Factory-built under HUD Code or local building codes
  • Ideal For: Small lots, budget-conscious buyers, and those seeking unique layouts

If you are searching for affordable housing in Texas, single-wides deliver great value. Vertical designs take that further by adding a second story, loft, or lofted sleeping area, making a compact home feel far more spacious without the cost of a double-wide.

Modern manufactured homes now offer open-concept plans, vaulted ceilings, and multi-level layouts. For many families, these designs provide the right balance of price, comfort, and style.

In this guide, we break down how two-story single-wide homes work, what they cost, and how to decide if they fit your budget and lot.

Infographic showing the evolution of single-wide mobile homes from traditional single-story layouts to modern designs with lofts, vaulted ceilings, and full second stories, including average square footage comparisons and typical cost ranges - 2 story single wide mobile home infographic infographic-line-5-steps-dark

Unpacking the 2 Story Single Wide Mobile Home Concept

A stylish loft interior in a single-wide home - 2 story single wide mobile home

Single-wides aren’t what they used to be. Today, manufacturers use vertical space to make narrow homes feel open and functional.

When we say 2 story single wide mobile home, we usually mean single-section homes with lofts, lofted sleeping areas, or partial second stories that still meet transport limits. They deliver as one section yet use height to add livable space.

What Are Two-Story Manufactured Homes?

True multi-story homes are often modular (set in multiple sections), while many vertical single-wides remain HUD-code manufactured homes. Both can add upper-level space; the difference is how they are built and regulated. For a deeper breakdown, see Understanding Mobile, Modular, and Manufactured Homes and All About Different Types of Mobile Homes.

Factory construction enables strong, light structures with precise quality control. Engineered floors, walls, and roof systems support lofts or partial second levels while staying transportable.

Key Advantages of Building Up, Not Out

A two-story manufactured home on a narrow city lot - 2 story single wide mobile home

  • A smaller footprint with more livable space suits narrow or urban lots and preserves yard area.
  • Manufactured homes average up to 35% less than site-built; vertical single-wides add space for less than many double-wides.
  • Design flexibility: vaulted ceilings, open plans, and lofts make compact homes feel airy.
  • Faster build and setup than site-built homes; much work is factory-completed.
  • Upper spaces can offer better views and natural light.

Common Layouts and Customization Options

Popular layouts place living, dining, and kitchen downstairs, with bedrooms and a full bath upstairs. Many plans add lofts overlooking the main living area and vaulted ceilings to improve volume. Outdoor living can include covered porches or small balconies.

Customization covers interior finishes (flooring, cabinets, countertops, paint), exterior siding styles and colors, appliance packages, bathroom upgrades, and energy features like Low-E windows, Thermal Zone 3 insulation, and smart thermostats. Explore options at Single Wide Mobile Homes and see the process in How to Buy a Brand New Mobile Home.

What to Expect for Cost and Financing

Pricing depends on design complexity, features, and whether the home is HUD-code manufactured or modular. Use this quick comparison for budgeting:

Home Type Average Price (2023) Notes
Standard Single-Wide $45,000 – $90,000 Traditional single-story, basic features
Vertical Single-Wide (with loft/partial second story) $60,000 – $110,000 Added vertical space, more complex design
Double-Wide $100,000 – $200,000+ Larger footprint, more square footage
Site-Built Two-Story $200,000 – $400,000+ Traditional construction, 35% more expensive on average

Final price also reflects customization, delivery and setup, and site work (grading, utilities, driveway). Financing is available for all credit types, and our FICO Score Improvement Program can help you qualify for better rates. With 11 top manufacturers and guaranteed lowest prices, we pair selection with value. Learn more at Mobile Home Financing and New Mobile Home Financing.

Navigating Zoning and Foundations for a 2 story single wide mobile home

Check zoning first; Texas rules vary by county and city. Confirm whether HUD-code or modular standards apply to your chosen design. Vertical homes typically require a permanent foundation (slab, piers with crawl space, or similar), and some setups may need a crane. Budget for land prep: clearing, grading, utilities, and access.

For details, see our Manufactured Home Foundation Guide and Mobile Home Delivery and Set Up Costs. In Texas, review the latest guidance from the Texas Department of Housing and Community Affairs (TDHCA). Our Laredo-based team can coordinate requirements and installation from start to finish.

Is a Two-Story Manufactured Home Your Next Move?

A 2 story single wide mobile home can deliver big-space living on a small lot at a price that stays within reach. Before deciding, weigh the practical considerations below so your choice fits your long-term needs.

Final Considerations for your 2 story single wide mobile home

  • Accessibility: Stairs are a key factor. If mobility is a concern, look for plans with a main-floor bedroom.
  • Long-Term Maintenance: Upkeep is similar to a standard single-wide, but upper-level tasks (gutters, siding) require extra care.
  • Energy Efficiency: Modern insulation and smart thermostats help manage temps between floors and control utility costs.
  • Resale Value: Permanent foundations and appealing layouts support value. See Factors That Influence Mobile Home Values.

At Manufactured Housing Consultants in Laredo, we match Texas buyers with affordable manufactured, modular, and tiny homes. We offer financing for all credit types, a FICO Score Improvement Program, and guaranteed lowest prices across 11 top manufacturers.

Ready to explore? Explore our selection of single-wide mobile homes and talk with our team about your vertical living goals.