Over 7.4% of the Texas population lives in mobile homes. So, if you’re considering buying mobile homes in Laredo, you are likely on the right track. The process only becomes overwhelming when you walk into a mobile home purchase without knowing your ins and outs, but it doesn’t have to be!

From how to select the perfect mobile homes Laredo has to offer to exploring financing options and successfully completing the buying process, we’ve got you covered in this step-by-step buying guide that will make your purchase stress-free. But, first things first, what makes mobile homes a unique alternative to traditional housing?

What are Mobile Homes

As the name suggests, mobile homes are houses that offer the flexibility of mobility. They are not made on-site like traditional houses. Instead, manufacturers produce them in their factories and move them to the piece of land you intend to use for your housing placement.

The best part of owning a mobile home is that they offer the opportunity to become a house owner at cost-effective prices. On the other hand, you can quickly customize them like traditional houses, from various floor plans that suit your style to windows, amenities, and even color palate.

The Right Steps to Buy Mobile Homes for the First Time

The mobile home purchase process can be tricky to navigate in Laredo, especially if you are a first-time buyer. Before you roll out some dollars and buy your mobile home in Laredo, here are several important steps you should take.

1. Learn About Pricing and Laredo Market Trends

Without thorough research, two things may happen to your purchase:

  • you are more likely to buy from dealers that may rip you off,
  • you won’t know which mobile home listing to invest in
  • you may buy when the price of mobile homes increases

So, what does this mean? Laredo boasts a vibrant and diverse mobile market, and the best way to ensure quality purchases on your first mobile home investment is to know the market dynamics well.

Start with a quick search of the Manufactured Housing Survey (MHS) sponsored by the Department of Housing and Urban Development to find essential information on pricing and market trends. Search online or on real estate listings to find dealers near you. Then, check through their listings to know what is in stock to determine the type of mobile home you want.

On the other hand, with a booming market in Texas, mobile home prices may tend to fluctuate. Consider mobile home purchases from January through March as the prices are cheaper with discounts attached to them.

2. Set a Budget

Before you can buy a mobile home, you also need to assess your financial situation since a mobile home investment will seem like an expensive investment the first time.

So, first things first, evaluate your current income and expenses and determine the amount you can set aside for a down payment. Also, make provisions for additional costs like utilities and insurance, so you can be well-prepared for your mobile home ownership.

3. Choose the Right Mobile Home for Your Needs

This step combines two key things: the size of the mobile home and the floor plan you need.

Mobile homes typically come in three basic sizes: single-wide, double-wide, and triple-wide. Single-wide mobile homes are generally around 15 feet wide and are more affordable than larger models, making them suitable for individuals or small families.

Double-wide mobile homes offer more living space as they are approximately 26 feet wide. This makes them ideal for families and individuals who desire more room for comfort and flexibility. Triple-wide mobile homes are the largest of the three sizes, measuring upwards of 45 feet in width and offering expansive living spaces, multiple bedrooms, and ample room for customization. People with larger families will find this option suitable.

On the other hand, depending on your specific preferences, you will find various floor plans that suit your lifestyle perfectly. But to choose one, ask yourself these questions:

  • Do you want space for family gatherings?
  • Do you need a home office?
  • What size kitchen do you want?
  • What amenities will make living convenient for you?
  • Do you want a master suit?

Considering your specific needs will help you invest in a worthy mobile home that meets your goals. Don’t forget to evaluate the condition and quality of the mobile home before you buy it.

4. Inspect and Evaluate the Mobile Home

Once you know which mobile home you want, it’s time to do some inspection to detect any potential issues or defects and protect your investment in the long run. Examine the walls, floors, and ceilings for any signs of cracks, water damage, or sagging. Test faucets, toilets, showers, and sinks to ensure proper water flow and drainage. Inspect electrical outlets and switches for functionality and potential safety hazards. Assess the heating, ventilation, and air conditioning (HVAC) systems to determine their efficiency and overall condition. Examine the exterior walls, siding, and windows for weathering, cracks, or moisture issues.

5. Negotiate the Purchase

Dealers are often open to discussing the price of mobile homes, whether you are buying used or new ones. So, present a reasonable offer based on your research and the home’s condition and negotiate to reach a fair and mutually agreeable price.

6. Explore Financing Options

As a first-time buyer, the good news is that you can make your purchase easier by financing your mobile homes. For instance, you can easily borrow from traditional lenders, specialized mobile home lenders, government programs like the Federal Housing Administration (FHA) loans or Veterans Affairs (VA) loans, and private seller financing. However, these different financing options often have different terms and conditions attached. Research each of these financing options to know which of their terms and conditions you can meet.

7. Close the Deal

Now, it’s time to close the deal. Sign crucial paperwork from the purchase agreements to the home inspection reports. Then, work with the seller to transfer ownership and obtain the necessary permits. Don’t forget to complete the payment transaction at the end of your purchase.

8. Buy Land for Your Mobile Home

Don’t think after closing the deal it ends there. No, you also need to buy land for your mobile homes. Remember that Laredo has various mobile home parks and communities where you can place your mobile home, and each may have its own set of rules, fees, and restrictions.

Research these communities to find a location that aligns with your lifestyle and preferences. Then again, the most important thing to keep in mind is the zoning regulations. These regulations dictate where you can place your mobile home. Contact the local authorities or consult professional real estate attorneys to help you understand the local zoning regulations before buying land for your mobile home.


Buying a mobile home in Laredo for the first time may seem challenging at first, but with this step-by-step guide, you can easily navigate your way through the process. Just make sure you do your research, know what you want, and learn about essential legal requirements before starting. Alternatively, ask your local dealers to help you understand what you do not know before purchasing.