Your Journey to an Affordable Texas Dream Home
New manufactured homes Texas offer an affordable path to homeownership, with prices often ranging from $55-$75 per square foot.
Quick Facts About New Manufactured Homes in Texas:
- Average Cost: $117,000 for a complete manufactured home vs. $260,000 for site-built
- Popular Types: Single-wide (400-1,330 sq ft) and double-wide (1,100-2,400 sq ft)
- Top Brands: Skyline Homes, Clayton, Oak Creek Homes, Deer Valley Homebuilders
- Major Hubs: San Antonio, Austin, Houston, Odessa, Midland, and surrounding areas
- Financing Options: Chattel loans, FHA, VA, USDA, and specialized programs for various credit types
- Energy Savings: Up to 50% on annual energy bills with eBuilt® homes
With the Texas manufactured housing market growing and home values projected to rise 3.1% in the next year, a manufactured home is a smart investment for budget-conscious buyers seeking quality construction. Designed for the Texas climate, these homes prioritize energy efficiency and feature modern open floor plans, stylish finishes, and name-brand components that rival site-built homes in everything but price.
Dealers offer a wide selection of floor plans and customization options, with new inventory arriving daily. Manufactured homes provide flexible solutions for everyone, from first-time buyers to growing families.
Your Complete Guide to New Manufactured Homes Texas
Finding the perfect home in Texas can be simple. This guide covers everything you need to know about new manufactured homes Texas, from types and costs to climate-specific features, financing, and regulations. Let’s explore how you can make a confident investment in your future.
Understanding the Types and Costs
Manufactured homes offer incredible flexibility. Built entirely in factories under the federal HUD Code, they meet strict quality and safety standards that aren’t always possible with site-built construction. They differ from modular homes, which follow local building codes instead. For more details, see our guide on Understanding Mobile and Manufactured Homes.
Single-wide homes (400-1,330 sq ft) are the most budget-friendly option, perfect for individuals, couples, or small families. Double-wide homes (1,100-2,400 sq ft) offer more space and floor plans that feel like traditional homes. You can also find tiny homes and factory-built barndominium-style homes.
The cost savings are substantial. While an average site-built home in Texas costs around $260,000, a comparable manufactured home is approximately $117,000, running between $55 and $75 per square foot. With Texas home values projected to rise 3.1% in the next year, buying now is a smart investment that helps you build equity.
| Feature | Single-Wide Manufactured Homes | Double-Wide Manufactured Homes |
|---|---|---|
| Average Cost (Approx.) | Starting from ~$25,999 (before delivery/set/AC) | Starting from ~$39,199 (before delivery/set/AC) |
| Typical Square Footage | 400 – 1,330 sq ft | 1,100 – 2,400 sq ft |
| Construction Timeline | Weeks (factory build) + days (site setup) | Weeks (factory build) + days (site setup) |
| Design Flexibility | More compact, efficient layouts | Expansive, customizable floor plans |
| Average Total Cost | Lower end of the ~$117,000 range | Higher end of the ~$117,000 range |
Key Features for the Texas Climate
Modern new manufactured homes Texas are designed to handle the state’s unique weather while keeping energy bills low. Energy efficiency is essential, not just a bonus.
eBuilt® homes can save homeowners up to 50% on annual energy bills, while ENERGY STAR® certified models can cut utility costs by up to 20%. These savings come from superior construction features like robust insulation, high-performance double-pane windows with Low-E coatings, and efficient, properly sized HVAC systems. These elements work together to keep your home comfortable year-round.
Safety is equally important. Factory construction ensures homes are built to exacting standards, resulting in strong, heavy structures that can handle tough weather. Some manufacturers even partner with the NOAA Weather-Ready Nation Ambassador program to incorporate features that protect your family during severe weather. For more on quality, see our guide on Best Rated Manufactured Homes.
Finding Reputable Brands and Dealers
Choosing the right builder and dealer is as important as choosing the home itself. Texas is home to respected manufacturers like Skyline Homes, recognized as America’s Most Trusted® Manufactured Home Builder for five straight years, and Oak Creek Homes, the 2024 Manufacturer of the Year.
We are proud to offer homes from 11 top manufacturers, including Clayton, Cavco, Schult, and Deer Valley Homebuilders, ensuring a wide selection. Our Best Manufactured Home Brands Guide offers more detail.
A great dealer acts as your partner throughout the process. Look for dealers with years of experience, a large inventory, and a commitment to transparent pricing. Excellent customer service and post-sale support are non-negotiable. The best dealers also provide financing assistance and site preparation help, such as free site inspections. As a bonus, we offer a free lifetime home warranty on major systems for new homes, providing priceless peace of mind.
Dealers are located across Texas, with hubs in San Antonio, Austin, Houston, Dallas-Fort Worth, and West Texas cities like Midland and Odessa. You can verify any builder using the Official list of registered builders in Texas.
Navigating Regulations for New Manufactured Homes in Texas
Understanding the rules for new manufactured homes Texas is straightforward with a good dealer’s help. The federal HUD Code is the foundation, ensuring every home meets uniform national standards for safety, design, and construction.
In Texas, the Texas Department of Licensing and Regulation (TDLR) provides state-specific oversight, licensing manufacturers, retailers, and installers. You can learn more at the TDLR Industrialized Housing and Buildings Homepage.
The process generally involves:
- Home Selection: Choosing your model and features.
- Site Prep: A dealer inspects your land for access, grading, and utility planning.
- Foundation: Installing a permanent foundation, such as a pier-and-beam system or concrete slab. Our Manufactured Home Foundation Guide explains the options.
- Permitting & Delivery: Obtaining local permits before the home is transported to your site.
- Installation & Inspection: Licensed installers set up the home, connect utilities, and complete finishing work, followed by a final inspection from local authorities.
An experienced dealer will manage this process, ensuring a smooth journey to homeownership.
Financing Your New Manufactured Home in Texas
Financing new manufactured homes Texas is more flexible than many realize, with options available for various credit situations. The right loan depends on whether you own land and your credit history.
- Chattel loans finance the home as personal property, ideal if you’re leasing a lot or already own land. They are often easier to qualify for.
- Land/home loans bundle the home and land as real estate, typically offering longer terms and lower rates.
- Government-backed loans like FHA loans help borrowers with lower down payments and flexible credit. See our guides on FHA Loans for Bad Credit and the FHA Mortgage for Manufactured Home.
- VA loans offer veterans no-down-payment financing. Learn more in our guide on VA Loan and Manufactured Homes.
- USDA loans may offer 100% financing in eligible rural areas.
At Manufactured Housing Consultants, we offer financing solutions for all credit types. Our FICO Score Improvement Program can help strengthen your credit to secure better loan terms. For those who already own land, some partners offer $0 down options. We are dedicated to finding a solution that fits your budget.
For comprehensive information, visit our New Mobile Home Financing page. We’ve also created helpful resources including Manufactured Housing Loans, Financing Manufactured Homes, Mobile Home Financing, How to Finance Your Mobile Home, and our step-by-step Mobile Home Loan Application Step by Step Guide.
The path to homeownership is closer than you think.
Find Your Perfect Texas Home Today
As we’ve seen, new manufactured homes Texas offer an incredible opportunity. You can own a beautiful, modern home for significantly less than a comparable site-built house, without sacrificing quality. Built by award-winning brands like Skyline Homes and Oak Creek Homes, these homes meet strict HUD Code standards and are designed for the Texas climate.
With modern floor plans, energy-efficient features that can cut utility bills in half, and rising home values, a manufactured home is a smart investment in your family’s future.
At Manufactured Housing Consultants, we make homeownership accessible. We’re your Laredo-based neighbors, committed to helping every Texan with guaranteed lowest prices and specialized financing for all credit types. Our FICO Score Improvement Program can even help you build a stronger financial foundation.
Your dream of affordable Texas homeownership is within reach. We’re here to guide you every step of the way.
